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Prosperity Tree

A peso-denominated 3-pay variable life insurance plan that
allows you to have flexibility in terms of your benefits.

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Key Highlights

Get flexibility in terms of your benefits.

Growing Investments in Funds

Earn cash value from investments and death benefit.

Eligibility Criteria

Available to 0 to 80-year-old Filipinos or legal residents with coverage up to 99 years old.

Easy, Accessible Payments

Paying period may of 10 years.
You may pay quarterly, semi-annually or annually.

Guaranteed Insurability Offer (GIO)

May be issued with or without
the Guaranteed Insurability
Offer (GIO ).

Invest in Philippine Peso (PHP)

This plan’s investment currency is in Philippine Peso (PHP).

Notes on this product
  • Face Amount (FA) is equal to the Basic Premium multiplied by the Death Benefit Multiple per age and per payment period as shown in the Death Benefit Multiple table.
  • Minimum Guaranteed Death Benefit (MGBD) is 500% of Basic Premium plus 125% of each top-up premium, less 125% of each withdrawal.

Learn about our
Peso Investment Funds

ETIQA PH Peso Equity Fund

The Fund’s investment objective is to seek long-term capital appreciation by investing primarily in equity securities of companies based or operating in the Philippines.

ETIQA PH PesoBalanced Fund

Designed to seek total return through current income and long-term capital growth through investment in listed and non-listed fixed income and equity securities of Philippine companies and debt obligations of the Government of the Republic of the Philippines and its instrumentalities.

ETIQA PH Peso Equity Fund

The Fund’s investment objective is to seek long-term capital appreciation by investing primarily in equity securities of companies based or operating in the Philippines.

Check out our
Riders for this Plan!

Accidental Death Benefit

The Company will pay the Accidental Death Benefit if the Insured dies within one hundred eighty (180) days from an accident.

Learn About This Rider

The Company will pay the Accidental Death Benefit if the Insured dies within one hundred eighty (180) days from an accident.

The Company will pay the Hospital Income Benefit per day if the Insured becomes confined in a hospital for at least twenty four (24) hours, after which the benefit is payable.

Learn About This Rider

Total and Permanent Disability Benefit

The Company will pay the Total and Permanent Disability Benefit if the Insured becomes totally and permanently disabled, subject to the conditions in the Policy Contract.

Learn About This Rider

Critical Illness Benefit

The Company will pay, subject to the definitions and conditions in the Policy Contract, the Critical Illness Benefit if the Insured is diagnosed to have any one of our covered Critical Illnesses.

Learn About This Rider

Additional Information

For Prosperity Tree
Policy Termination
Fees & Charges
Pre-Termination or Surrender of the VUL Policy
Payment Options

FAQs

For Prosperity Tree

Get quick answers to some frequently asked questions.

Yes, Pre-Existing Conditions will be covered up to the Annual Benefit Limit (ABL) after 12 months of continuous coverage.

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Customer Reviews

Jonas Magnaye

New Father of 3

“As a young parent, making sure that my family is always protected and ready for anything is important to me. Etiqa’s MyLife+ helps me achieve this.”

Jonas Magnaye

New Father of 3

“As a young parent, making sure that my family is always protected and ready for anything is important to me. Etiqa’s MyLife+ helps me achieve this.”

Jonas Magnaye

New Father of 3

“As a young parent, making sure that my family is always protected and ready for anything is important to me. Etiqa’s MyLife+ helps me achieve this.”

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